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Regional Chapter Meeting Insurance

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 $75 for General Liability and $25 for the Umbrella


$2,000,000           General Aggregate (Other than Products/Completed Operations)

$2,000,000           Products/Completed Operations Aggregate

$1,000,000           Personal and Advertising Injury Liability

$1,000,000           Each Occurrence

$300,000              Fire Damage (any one fire)

$10,000 Medical Payments (any one person)



Host Liquor                                                                                                        

Club & Chapter Activity (see notes)

Meeting/Convention Liability (up to 10,000 attendees) 

Volunteers as Additional Insureds

Temporary Landlords as Additional Insureds


Excluding (but not limited to):


Musical Concerts

Mechanically Operated Amusement Devices                                     

Auto/Motorcycle Activities

Animal Related Activities                                                                             

Biking Events

Sports/Athletic Events                                                                  

Aircraft & Balloons (incl. balloon rides)

Bungee Jumping                                                                                             

Watercraft & Water-related Events

Liquor Liability (sale of liquor)                                                    

Professional Liability Exposures

Workers’ Compensation                                                                              

Automobile Liability or Physical Damage

Employment Related Practices                                                 

Children Events


General Liability insurance is intended to respond to covered perils surrounding allegations of bodily injury or property damage to a third party, such as an invited guest, or general public; and that such injury/damage is due to the negligence of your organization.  Remember – injuries to or property damage to items belonging to employees, volunteers, or members of your organization or chapter are not covered.  General Liability insures other people against actions by your employees, members, or volunteers who are working at your direction and on your organization’s behalf.  This policy will not respond to suits brought against one member by another.  This policy is not and is never intended to be an accident or medical insurance policy for your members.



1.     The limit of liability is shared by all chapters.

2.     Medical Expense coverage can extend to a volunteer who is working at your direction and on behalf of your organization, but only up to $10,000.  This coverage is not intended to replace medical or accident insurance.

3.     Certificates of Insurance should be obtained from vendors and anyone providing services, including caterers, bus charters, contractors and professional service providers.

4.    No real or personal property coverage is provided under a general liability policy.


This insurance summary is for illustrative purposes only.  Specific coverages, limits and provisions are subject to the terms of the insurance contract.